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How Does Faith Work? | Aaron Parthemer

Aaron Parthemer How Does Faith Work

Faith is an important component in the practice of religion. It is most often associated with Christian religions due to the frequent use of the word in scriptural texts. Jesus spoke about it frequently. As such, faith is understood by Christians as a tool that makes the impossible possible.

Faith and Belief Work Together

Faith and belief work together in the life of the believer to achieve certain goals. But they are not the same thing. Belief is the mental and emotional acknowledgment that something is true. Faith is an action based on that belief. It is the combination of faith and belief together that gets results.

Imagine a young child being encouraged by his father to jump into the swimming pool for the first time. The child believes his father will catch him. Yet his belief alone will not get him into the pool. He won’t be able to enjoy the cool, refreshing water just by believing his father. He must jump.

Jumping is the action of faith. The boy believes his father will catch him and trusts his father enough to actually jump. His decision to jump is the manifestation of his faith.

Faith in Everyday Life

The exercise of faith in everyday life is similar to the boy and swimming pool illustration. God makes certain promises in scripture. In addition, there is a multitude of blessings bestowed by God that are implied. Both are activated by combining belief with faith.

For example, the Bible teaches that God rewards hard work. Therefore, if you desire to be financially prosperous, believe what God says, and commit yourself to work hard, then combining your belief in what God says with an act of faith demonstrated by your hard work will produce the results you desire.

The key here is to not confuse your desires with God’s promises. What you might want in a particular situation may not match up with what God wants for that situation. No amount of belief or faith will change God’s will. For faith to work, it has to be aligned with what God wants.

Faith is a powerful tool when combined with belief. The two work together to accomplish great things in the believer’s life.

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How to create a family schedule | Aaron Parthemer

Aaron Parthemer How To Create A Family Schedule

For busy families, working out a family schedule can help parents keep track of activities, get to their meetings on time, and figure out when they have free time to enjoy themselves. Getting your family in the habit of following a schedule can be a challenge, but after a few weeks, living by a schedule will become a habit instead of hard work. Here are some tips for parents looking to create their own family schedule.

1. Hold a Weekly Family Meeting

To figure out the schedule for the week, parents should hold a weekly meeting that includes everyone, including the children. They can write down their school and work schedules, figure out the appointments and meetings that are happening this week, and ask everyone what works and what doesn’t. If their schedule is becoming too crowded, they can drop an activity like a dance class or soccer practice.

During the meeting, parents should ask their children if they have anything to contribute. They might need more time to complete their homework or want to add a new after-school activity to their schedule. When everyone in the family is on the same page, it’ll be much easier to keep everything organized.

2. Stick to the Same Routine Every Day

At first, it might be tempting to sleep in or skip the lunch meeting they had planned. But if parents stick to the routine in the beginning, it’ll be much easier to adjust to their new schedule. They should be prepared to wake up at the same time every morning, shower, get dressed, eat breakfast, and be ready to leave the house. If they don’t stick to a routine, they’ll find that the whole schedule falls apart and they’ll be disorganized again.

3. Make Sure Everyone Has Access to the Schedule

A schedule should be placed where everyone has access to it, including the children. Parents can hang a dry-erase calendar in the kitchen or laundry room. Even if they don’t think their children will use it, everyone in the household will glance at it at some point throughout the week. Writing down the schedule in one place also helps them keep everything straight, so they know what to expect for the rest of the week.                             

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Budgeting Tips for Newlyweds | Aaron Parthemer

Aaron Parthemer Budgeting Tips For Newlyweds

After the wedding excitement dies down, most newlyweds take the time to transition into their new lifestyle. One of the hardest decisions is how to manage finances. Communicating with your spouse about your finances reduces conflicts in your marriage. Budgeting tips can help you make the most of your lifestyle choices. Below are some budgeting tips for newlyweds.

Buying vs Renting

Your finances determine the amount of money you will be able to budget for a house. Whether you are renting or owning a home, it is essential to consider your gross income before deciding on the percentage. For renters, it is advisable to spend less than 30% of income on house costs. For a mortgage, check the monthly payments to know your payment capabilities.

Setting Goals

When setting financial goals, highlight the long-term and short-term goals. The short-term goals can include the monthly budget. This plan helps you have limited spending. The budget should include your expenses and all income. You can revise the budget from time to time when adjustment is required. The long-term financial goals include the amount of money you will be saving for retirement, education, and large purchases. Open a joint account and decide the amount to save to meet these goals. You can set 10 to 15% of your income for the savings.

Paying Debts

Discuss your debts with your spouse openly. It will help you plan on payments. For example, recurring monthly debt such as car loan payment, student loans, minimum credit payment, and others needs to be paid monthly. If you have a lot of debts, consider ways that can lower the debt to income ratio. For example, you can pay down debt and refinance your existing loans to lower your monthly obligations. You can also pick up another job or work overtime.

Sticking to The Budget

Setting a budget is one step, but it’s another to stick to it. Most people develop a budget and forget to review it when making financial decisions. Stick to your account by spending less, even if income increases. It’s ok to readjust your budget but keep it practical. Before buying, ask yourself whether the item is a need or a want. With this in mind, you will be mindful of your spending.

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How to Get More Involved With Your Church

Aaron Parthemer How To Get More Involved With Your Church

The idea of a church is to help people feel a sense of community while following a similar life view. Contrary to popular belief, however, it is possible to be an active member of a church and still feel like an outsider. Getting more involved with your church is a great way to help remedy this. One suggestion is to identify the needs in your church and then look for opportunities. This should be balanced with what you enjoy doing at a personal level, as well as finding a good match for your natural talents. Once you’ve decided, you should talk to your church officials about ways you’d like to help. 

Attend the Church Service and Extra Church Activities

The most crucial part of being more involved in church is by being present. It’s important for church members to show up for Sunday services, fellowship, bible study groups, church meetings, and other functions. In addition, additional church activities offer an opportunity to serve one another by building friendships within the congregation.

Greet Fellow Church Members

The most effective way one can make new friends in the church is by making contact. One way to do this is to volunteer as a greeter and stand at the door alongside the usher, handing out bulletins. In addition, one can walk around the church before or after a service, wearing a warm smile and greeting or hugging their fellow church members.

Visit the Elderly and Sick Church Members

People feel more involved in their church once they establish a personal connection with multiple church members from a variety of demographics. One way to easily connect with fellow church members is by visiting them. More importantly, as one decides whom to visit, they should consider the lonely church members. This could mean sick people in the hospital or elderly congregants living in a nursing home.

Be Hospitable

Due to social media, people rarely engage in a personal relationship nowadays. One can go the extra mile by inviting their fellow parishioners to their home instead of just sending a text or making a call. This doesn’t even have to be centered around a spiritual conversation or a bible study. Instead, they can have a delicious home-made meal as well as a friendly conversation.

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Tips for Your Family Morning Routine

Aaron Parthemer Tips For Your Family Morning Routine

Many people find themselves rushing in the morning or needing just a little extra time to relax before starting the day. Even if you have always done things a certain way, it might be time to consider other tips to get you and the family out of the door on time, without the usual need to rush.


If you are the leader of the household who is tasked with getting everyone else ready, there are ways to prepare in advance. Before waking everyone up, you should give yourself plenty of time first to get ready without distraction. You can also use this time for anything that will relax you and help you get ready for the day. Some options are to do some exercises, prepare breakfast, or have some quiet, alone time before the day starts.


To prevent rushing in the morning, try preparing the night before. Your mornings will run more smoothly with some tasks already handled at night time. Instead of waiting until morning to pack a briefcase, purse or backpack, it’ll be ready for you in the morning to pick up and go. Some ideas include making checklists on weekends, preparing breakfast and lunches ahead of time, having outfits organized and hanging up, and packing up all homework, projects and documents the night before.


It’s tricky to get kids to stay on task in the morning. Having a written checklist is a productive solution. You can write out the tasks for each child, as well as yourself. Make it easily visible with a colorful dry erase board, give rewards for consistently performing each task, and have fun by making it a game to see who’ll be ready first.


To prevent grouchiness, try to have a wake-up time that’s adequate for each family member. This starts with getting enough rest the night before. If you and your family are well-rested, it will be much easier to rise in the morning and keep on schedule. Make sure each child goes to sleep on time and cut use of electronics an hour before bed.

No routine is perfect. You might forget something or lose your keys. That’s why having some wiggle room will help in situations that might arise. Despite all this, keeping a firm schedule can make sure you’re on-time and prepared for the day.

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How to Quickly Pay Off Your Student Loans

Aaron Parthemer How To Quickly Pay Off Your Student Loans

Student loans are one of the most significant expenses in the life of a young adult. The decision of how much to borrow and how long to pay it off will have real implications for how to choose your quality of life. The optimal goal is to pay them off as soon as possible, and there are a few different strategies designed to help people pay their student loans off quickly.

When payments are this important, the best thing borrowers can do is to use autopay functionality with their accounts. This relieves some of the anxiety about fulfilling obligations because the whole process is automated, meaning there are never any late payments or missed payments to worry about. Avoiding late fees removes the huge burden of interest that many borrowers have to pay back over the life of a student loan. Another important feature of autopay is that loan providers typically offer a discount when this option is used. It may not sound like much, but this small discount can add up to hundreds of dollars over the life of the loan. By keeping the money in a savings account accruing interest, it is also working smarter for you, plus you aren’t wasting it in the form of late interest payments.

One of the most obvious ways to pay down loans quickly is to make extra payments as often as possible. However, it’s important to make sure that the loan provider is crediting those payments properly. Borrowers are able to decide whether they’d like to apply the payment to the next month’s balance or have it credited as a true extra payment. This distinction matters. Paying an extra $50 or $100 per month can reduce payment time by several years which can greatly reduce the amount of interest paid over the life of the loan. However, that’s only true if the payments are applied properly to the account. The key is to make sure the servicer is applying it to the current balance. Often, borrowers need to put this order in writing.

Finally, refinancing can be a great option for some borrowers. This means consolidating all outstanding student loans into one loan with one payment. For people with good credit and a decent job, refinancing can mean big savings. For example, some borrowers have seen their interest rates drop by as much as four points thanks to refinancing. This can mean saving thousands of dollars over the years of payments.

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